Welcome to Fin$mart

Your Path to Financial Independence

We are all taught how to make money, but we are not taught how to manage money.

You don't have to be an expert but you do need to be educated.

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The Fin$mart Blog

financial health
Prior to the pandemic, the financial health of Canadians was of great concern to the Bank of Canada, who often cited the record level of household debt as a serious threat to our economy. Just like our physical and mental health, we need to put in the time, effort, and commitment to maintain and improve our financial health.

Financial Smarts are a Critical Life Skill

Money plays a central role in our daily lives and consumer spending drives our economy. We make countless decisions and choices every day that have a financial consequence or implication.

Over our lifetime, all of us will experience significant life events that require financial planning and large sums of money, from post-secondary education, to marriage, purchasing a home, having children, and retirement.

We will also experience significant life events that can derail our finances including job loss, career change, divorce, and the death of spouse.  We can now add a global pandemic to the list of unexpected, financial shocks we must endure and recover from.

Personal Finance is not taught in schools, workplaces, by government, or financial institutions.  Our society relies on parents to teach their kids about money but most often this isn’t effective.  Many parents don’t have the time, knowledge or skills to teach this critical life skill, and even if they did, most kids don’t want to listen.  Further, once kids ‘launch’ into the real world, parents have little say or impact, and often only hear from their kids when they get into financial trouble.

It’s time to raise our consciousness and elevate the conversation about money to the important place it has in our lives.  It’s time to develop Financial Smarts and take control of your money so you, your family, and the people you care about can weather the storms and take advantage of blue sky opportunities that allow you to live your best life.

It’s time to get enlightened, energized, and empowered in all aspects of personal finance.  It’s time to get Fin$mart


Get started on the path to Financial Wellness.
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Fin$mart Services

Personal Finance education that will leave you feeling enlightened, energized, and empowered.  Guaranteed.

Personal Financial Coach in Calgary

Personalized Coaching

Everyone can benefit from Fin$mart coaching and financial counseling: young adults, people in their middle years, and particularly those who are experiencing a major life transition, such as job loss, a career change, marriage or divorce, or the loss of a spouse.
Fin$mart coaching takes you through a unique four-stage, holistic approach rooted in best practices, proven strategies, and infused with the Fin$mart Money Mindset.
Tanya also offers a budget workshop (either 1:1 or as a group) to teach her proprietary money management system using a simple Excel spreadsheet. It is a game-changer!!

Coaching is provided across Canada using Zoom video conferencing. Please Google "Fin$mart" to read 5 star reviews from recent clients.


Become a Fin$mart Woman

Women experience many financial gaps and challenges over their lifetime. Women earn less (the gender pay gap), need to spend more (the Pink Tax), have disruptions in the workforce as primary care-givers (the earnings gap), and live an average of 5 years longer than men (the wealth gap). Women must become Fin$mart to close these gaps over their lifetime.
Tanya is on a mission to inspire, motivate, and lead women to live more confident and courageous lives by helping women master their money and manifest their best life. When you become a Fin$mart woman, you live your best life today and in the future.

Contact Tanya for personalized coaching or to join the wait list for her signature online course.


Powerful Presentations

Tanya is a passionate public speaker and strong advocate for financial wellness. Accredited by Toastmaster's, Tanya will deliver a powerful Fin$mart presentation guaranteed to enlighten, energize, and empower any audience, from young adults to mature woman or employees in the workplace.
Tanya can deliver a current or custom presentation to meet your needs from under 30 minutes to 1 hour or a half-day workshop.

Current presentation titles include:
* The Two Most Important Numbers
in Personal Finance
* Don't Save Money...Build Wealth
* Financial Smarts for Women
* Investing made Simple
* Maximize Tax Advantaged Accounts:
* Discover your Genius Zone
and Launch your Encore Career