Welcome to Fin$mart

Your path to Financial Independence

We are all taught how to make money, but we are not taught how to manage money.

You don't have to be an expert but you do need to be educated.

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We are soon to enter the third decade of the 21st Century, the year 2020. 20/20 is also known as hindsight – the ability to understand an event or situation only after it has happened.

Financial Smarts are a Critical Life Skill

Money plays a central role in our daily lives and consumer spending drives our economy. We make countless decisions and choices every day that have a financial consequence or implication.

Over our lifetime, all of us will experience significant life events that require financial planning and large sums of money, from post-secondary education, to marriage, purchasing a home, having children, and retirement.

We will also experience significant life events that can derail our finances including job loss, career change, divorce, and the death of spouse.  We can now add a global pandemic to the list of unexpected, financial shocks we must endure and recover from.

Personal Finance is not taught in schools, workplaces, by government, or financial institutions.  Our society relies on parents to teach their kids about money but most often this isn’t effective.  Many parents don’t have the time, knowledge or skills to teach this critical life skill, and even if they did, most kids don’t want to listen.  Further, once kids ‘launch’ into the real world, parents have little say or impact, and often only hear from their kids when they get into financial trouble.

It’s time to elevate the conversation about money to the important place it has in our lives.  It’s time to develop Financial Smarts and take control of your money so you, your family, and your employees can weather the storms and take advantage of blue sky opportunities that allow you to live your best life.

It’s time to get enlightened, energized, and empowered in all aspects of personal finance.  It’s time to get Fin$mart


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Personal Financial Coach in Calgary

Personalized Coaching

Everyone can benefit from Fin$mart coaching: teens, young adults, and people in their middle or later years. Coaching is provided anywhere in Canada and around the world using effective online tools, including Zoom video conferencing.

Employee Financial Wellness

Employee Financial Wellness

Financial wellness is the latest benefit to be offered in progressive workplaces. Giving your employees the knowledge and strategies to be more effective with their money can be more beneficial than a raise. Financial stress also seriously impacts employee productivity, health, and morale.


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Fin$mart educational presentations are informative, interactive, and inspiring. Book your high school, college, university, or trade school for this valuable knowledge session and prepare your students for the real world and real life.